In the realm of employee benefits and retirement planning, your Universal Account Number (UAN) is a critical component. Understanding how to find the UAN number using Aadhaar details is essential, especially for employees who may have misplaced or forgotten their UAN. The UAN acts as a unique identifier for your Employees’ Provident Fund (EPF) account, linking multiple Member IDs allotted by different employers under one umbrella. Once you retrieve your UAN, you can also proceed to activate UAN number and gain access to various services like checking EPF balance, transferring funds, or downloading statements.
Additionally, while managing your savings and retirement corpus efficiently, it’s prudent to consider secure investment avenues like Bajaj Finance FD. With attractive returns and flexible tenure options, Bajaj Finance Fixed Deposits are an excellent instrument for both senior and non-senior citizens to maximise their returns.
Understanding the importance of UAN and Aadhaar linkage
The UAN simplifies EPF management by consolidating your multiple PF accounts opened under different employers. For many users, Aadhaar is the primary proof of identity, making it a convenient key to retrieve your UAN. The linking of Aadhaar with EPF accounts has been mandated by the Employees’ Provident Fund Organisation (EPFO) to avoid duplication and fraud.
When you want to know how to find UAN number with Aadhaar, it means you are leveraging the biometric identity mechanism to verify your credentials securely. This integration helps in seamless retrieval of details without requiring excessive document submissions.
Methods to find UAN number with Aadhaar details
1. Via EPFO official portal
The most straightforward method to find your UAN using your Aadhaar is through the EPFO member portal.
– Visit the EPFO member portal
– Navigate to the ‘Know your UAN’ section.
– Enter your Aadhaar number along with your name and date of birth as per the Aadhaar card.
– You will receive an OTP on your registered mobile linked with Aadhaar.
– Validate the OTP, and the system will display your UAN.
Make sure your Aadhaar is linked with your mobile number to receive OTP. This is crucial for successful verification.
2. EPFO Unified Member Portal using mobile number linked with Aadhaar
If your mobile number is linked to Aadhaar, you can also retrieve your UAN via the EPFO’s Unified Member Portal.
– Visit the Member Portal and select the ‘UAN activation’ or ‘Know your UAN’ option.
– Enter your Aadhaar-linked mobile number.
– After OTP verification, you will be prompted to enter personal details, through which the system fetches your UAN.
This method is beneficial for those who haven’t saved their UAN but have Aadhaar registered mobile numbers.
Activating the UAN number after retrieval
Once you know how to find UAN number with Aadhaar details, the next crucial step is to activate UAN number to avail of the EPF services online.
– Visit the EPFO member portal.
– Click on ‘Activate UAN.’
– Enter the UAN and your Aadhaar-linked mobile number.
– Fill in personal details like name, date of birth exactly as per EPF records.
– After OTP verification, create a password.
– Your UAN is now activated, giving you access to facilities such as EPF balance inquiry, claim submission, and passbook download.
Activation is mandatory to utilise the digital features provided by EPFO and manage your retirement fund efficiently.
Checking the EPF balance and managing account using UAN
With an activated UAN, you can perform a variety of tasks from a single account:
– Check EPF balance and monthly contributions
– Download EPF passbook and statements
– Apply for EPF withdrawal or transfer online
– Update KYC and Aadhaar details
– Track claim status
This facility reduces dependency on employer intervention and speeds up fund access. Remember that the UAN must be linked with Aadhaar and other KYC documents for hassle-free transactions.
Benefits of investing savings from EPF in Bajaj Finance FD
While provident fund is a secure investment itself, diversifying your savings can build a robust portfolio. Bajaj Finance FD is one lucrative option for your retirement corpus or short-term surplus funds.
– Attractive interest rates: Senior citizens can enjoy up to 7.30% p.a. returns for 24–60 months tenure.
– Flexible tenures: Options range from 12 months to 60 months to suit your financial goals.
– Multiple payout options: Monthly, quarterly, half-yearly, or at maturity interest disbursement.
– Easy process: Online and offline investment options available.
– Safety: Bajaj Finance is a reputed NBFC with consistent performance.
For example, senior citizens investing Rs. 1 lakh in Bajaj Finance FD for 24 months can earn 7.10% p.a. at maturity, whereas non-senior citizens can benefit from 6.75% p.a. This makes Bajaj Finance FD an ideal complement to your EPF corpus or additional savings.
Conclusion
Knowing how to find UAN number with Aadhaar details is instrumental for every EPF contributor. It not only bridges your identity with government databases but also facilitates effortless access to your EPF account. Once found, promptly activate UAN number to enjoy seamless interaction with your provident fund.
Meanwhile, to maximise your financial security, consider investing surplus funds or retirement savings in Bajaj Finance FD. With competitive fixed deposit interest rates, especially for senior citizens, and multiple flexible tenures, Bajaj Finance FD complements your provident fund savings efficiently. Taking these steps will ensure a well-rounded approach to securing your financial future.
By following these processes and leveraging the benefits of fixed deposits like Bajaj Finance FD, you can confidently manage your EPF account and make sound financial decisions for long-term security.
